Payhip alternative for direct Stripe payouts
Payhip Fees vs Latuos: Free, Plus, and Pro Compared
Quick Answer
Payhip is credible because it lets sellers use their own payment processors. The tradeoff is that the Free plan is still 5% plus processing, while the lower-fee plans add a monthly subscription.
If you are searching for Payhip fees, the current pricing is simple: Free is 5%, Plus is $29/month + 2%, and Pro is $99/month + 0%, with payment processing still charged by the processor. Latuos has no fixed subscription and bills 2% of eligible sales separately each month.
Choose Payhip if you need PayPal, Paystack, or a plan that can go to 0% transaction fees at higher subscription tiers. Choose Latuos if you want no fixed subscription, a 2% fee on eligible sales billed monthly, and a storefront built around direct Stripe ownership.
Platform Snapshot
| Platform | Pricing Model | Seller Payout Control |
|---|---|---|
| Payhip | Free: 5%; Plus: $29/mo + 2%; Pro: $99/mo + 0% | Seller is paid through a connected payment processor (for example Stripe, PayPal, or Paystack) |
| Gumroad | 10% + $0.50 on direct/profile sales; Discover sales are 30%; card or PayPal processing fees are separate | Gumroad is merchant of record and pays out on its schedule |
| Latuos | 2% of eligible sales, billed monthly. Buyer-payment processing stays separate. No fixed monthly subscription. Plus tax where applicable. | Seller uses their own Stripe account and stays in control |
Pricing checked against official public sources in June 2026. Processor fees, payout timing, taxes, and currency conversion may vary by country, payment method, and seller setup. Latuos fee examples on this page exclude any tax that Stripe may apply to the separate monthly Latuos fee.
US pricing sources used for this comparison
Payhip Fee Math and Break-Even Points
On a $29 sale, Payhip Free costs $1.45 before processing. The tax-exclusive Latuos fee allocation is $0.58 before processing and is billed on the aggregated monthly invoice. On a $100 eligible sale, that allocation is $2. Payhip Free can therefore cost more at everyday direct- sale price points.
The break-even points matter once you look at the paid tiers. Before payment processing, Payhip Plus does not beat Latuos on platform-fee math: both use a 2% rate, but Latuos aggregates eligible sales into a separate monthly bill and Payhip Plus adds $29/month on top. Payhip Pro can cost less at higher monthly eligible-sales volume, but the comparison depends on revenue, order mix, aggregate rounding, and any applicable tax.
Processor rates still vary by country, so use the fee calculator for a planning estimate at your expected monthly volume.
Where Payhip and Latuos Actually Differ
This comparison is not mainly about whether both support Stripe. It is about fee model and product philosophy. Payhip gives more plan choices and broader payment options. Latuos stays simpler and cheaper at the point of sale.
The real decision is broader payment options versus lower ongoing cost.
Where the Real Decision Sits
If you need only Stripe and want the lowest fixed commitment, Latuos is usually the simpler answer.
Refunds and disputes matter here too. When a platform sits between the buyer and the seller, refund handling and dispute flow are tied more closely to that platform's rules and payout timing. If you want the cleanest setup for direct Stripe ownership, that practical issue matters as much as the headline fee.
Best for
Sellers who want a lower-fee direct-sales setup and do not need PayPal as a payment method.
Not the best fit for
Sellers who need PayPal, Paystack, or who know a subscription plan with lower platform percentage is better for their volume.
Check Payhip vs Latuos on Your Product Price
Run your price through the Fee Calculator to compare supported platform fees side by side.
Frequently Asked Questions
How Does Payhip's Free Plan Compare to Latuos on Fees?
Payhip's Free plan charges 5% per sale plus payment processing. Latuos bills 2% of eligible sales separately each month, while Stripe processing stays with buyer payments. At most price points, Latuos's estimated total is lower than Payhip Free.
Does Payhip Connect to the Seller's Own Stripe Account?
Payhip can connect to Stripe, PayPal, or Paystack, but the payout relationship is different from Latuos. On Latuos, the seller's Stripe account is the merchant account and receives payments directly.
When Does Payhip's Pro Plan Become Cheaper Than Latuos?
Payhip Pro costs $99/month with 0% transaction fees. At high volume, that fixed cost can be lower than Latuos's 2% of eligible sales billed monthly. The break-even depends on your monthly revenue and average order value.
Related Reading
Pricing checked against official public sources in June 2026. Processor fees, payout timing, taxes, and currency conversion may vary by country, payment method, and seller setup. Latuos is not affiliated with Payhip, Gumroad, or Etsy.